Server to Server Callback

Server to server callbacks are initiated from PhonePe server to the url provided by merchant when payment reaches to any terminal state (SUCESS or FAIL)
There are two ways to enable server to server callbacks.
1.Either Register your static callback url with PhonePe. This is a one time process.
2.Or, Send the callback url along with each payment request.

The URL is specified in header X-CALLBACK-URL
HTTP mode for callback is specified in header X-CALL-MODE

If different callback url is present at each location, then preference will be given to second method.

Payload

The payload that is going to be sent to the merchant on the specified callback url will have a base64 encoded json.

Upon base64 decoding the response, you should get a json with format similar to the response returned by transaction status API.

This is the best case callback that would be sent from PhonePe server to the merchants' server. In the event of a callback failure, the onus is on the merchants to use the transaction status API and take the transaction to closure.

Callback headers

Following are the response headers sent with a callback.

Header Name	Header Value
`Content-Type`	application/json
`X-VERIFY`	SHA256(response + salt key) + ### + salt index

Response Parameters

Parameter Name	Description
`success` BOOLEAN	true/ false
`code` ENUM	This parameter is used to decide if payment is success or failed (see list of codes below)
`message` STRING	Descriptive message
`transactionId` STRING	transactionId (if this is static QR then this will be generated by PhonePe)
`merchantId` STRING	merchantId
`amount` LONG	Amount in paisa
`providerReferenceId` STRING	PhonePe transactionId
`paymentState` STRING	COMPLETED/ FAILED
`payResponseCode` STRING	More granular error codes for failure. (Optional parameter to be sent in response)
`paymentModes` List	Please see below for schema (Optional parameter to be sent in response)
`transactionContext` Object	Please see below for schema (Optional parameter to be sent in response)

Server to Server Callback Response Codes

Code	Description
`PAYMENT_SUCCESS`	Payment is successful for QR scan
`PAYMENT_ERROR`	Payment failed for QR scan
`PAYMENT_DECLINED`	Payment declined by customer
`PAYMENT_CANCELLED`	Payment cancelled by merchant

Payment Modes (Optional parameter to be sent in response)

Parameter Name	Description
`mode`	ACCOUNT/ WALLET/ EXTERNAL_WALLET/ DEBIT_CARD/ CREDIT_CARD/ EXTERNAL_VPA/ EGV/ NET_BANKING
`amount`	Amount in paisa
`utr`	UTR for UPI payments.

Transaction Context (Optional parameter to be sent in response)

Parameter Name	Description
`qrCodeId`	VPA
`storeId`	Store Id
`terminalId`	Terminal Id

curl -X POST \
  https://api.merchant.com/response/phonepe \
  -H 'content-type: application/json' \
  -H 'x-verify: 2abaa82a4810c57dcd6aa52680dd772173b1e40770afe028131f31ddbe5487a8###1' \
  -d '{
    "response":"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"
}'

{
  "response": "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"
}

{  
   "success":true,
   "code":"PAYMENT_SUCCESS",
   "message":"Your payment is successful.",
   "data":{  
      "transactionId":"TX32321849644234",
      "merchantId":"M2306160483220675579140",
      "providerReferenceId":"P1806151323093900554957",
      "amount":1000,
      "paymentState":"COMPLETED",
      "payResponseCode":"SUCCESS",
      "paymentModes":[  
         {  
            "mode":"ACCOUNT",
            "amount":1000,
            "utr":"816626521616"
         }
      ],
      "transactionContext":{  

      }
   }
}

🚧

Success/Failure of transaction should be dependent on the code in response parameters

Cross-check the amount and checksum which has been passed in forward payment path(Accept payment API) and in the response of Server to Server callback.