Request Headers

Header Name	Header Value
`Content-Type`	application/json
`X-VERIFY`	SHA256(base64 encoded payload + "/v3/charge" + salt key) + ### + salt index
`X-CALLBACK-URL`	Callback Url where a request will be made once user responds to collect request. Click here to see about this request.

{  
   "merchantId":"DemoMerchant",
   "transactionId":"TX123456789",
   "merchantOrderId":"M123456789",
   "amount":100,
   "instrumentType":"MOBILE",
   "instrumentReference":"9xxxxxxxxxx",
   "message":"collect for XXX order",
   "email":"[email protected]",
   "expiresIn":180,
   "shortName":"DemoCustomer",
   "subMerchantId":"DemoMerchant",
   "storeId":"store1",
   "terminalId":"terminal1"
}

{
  "request": "eyJtZXJjaGFudE9yZGVySWQiOiAiT0QxMjM0IiwgInN1Yk1lcmNoYW50IjogIkRlbW9NZXJjaGFudCIsICJhbW91bnQiOiAxMDAsICJtZXNzYWdlIjogInJlZnVuZCBmb3IgY2FuY2VsbGVkIG9yZGVyIiwgIm1vYmlsZU51bWJlciI6ICI5eHh4eHh4eHh4IiwgInNob3J0TmFtZSI6ICJBbWl0IiwgInRyYW5zYWN0aW9uSWQiOiAiVFgxMjM0NTY3ODkiLCAibWVyY2hhbnRVc2VySWQiOiAiVTEyMzQ1Njc4OSIsICJtZXJjaGFudElkIjogIkRlbW9NZXJjaGFudCIsICJlbWFpbCI6ICJhbWl0eHh4NzVAZ21haWwuY29tIn0"
}

Request Parameters

Parameter Name	Type	Description	Mandatory
`merchantId`	`String`	Unique Merchant ID assigned to the merchant by PhonePe	`Yes`
`transactionId`	`String`	Unique Transaction ID generated by the merchant to track this request to PhonePe transactionId length Should be `unique` for each collect request. should be less than 38 characters.	`Yes`
`merchantOrderId`	`String`	Unique Order ID generated by the merchant merchantOrderId length should be less than 48 characters.	`Yes`
`amount`	`Long`	Amount in Paisa	`Yes`
`instrumentType`	`ENUM`	Has the value `MOBILE`	`Yes`
`instrumentReference`	`String`	Mobile number of the user	`Yes`
`expiresIn`	`Long`	expire time of payment completion.Payment should be `completed` with in this time else will be marked`failed`. (default 30 days)	`Yes`
`message`	`String`	Recommended to pass `transaction id, order id and invoice number`.	`No`
`email`	`String`	Email Id of User	`No`
`shortName`	`String`	Customer Name	`No`
`subMerchantId`	`String`	Sub-category of the merchant	`No`
`storeId`	`String`	Store Id of store. Should be `unique` across.	`Yes`
`terminalId`	`String`	Terminal Id of store. Should be unique for a store.	`No`

Response Parameters

Parameter Name	Type	Description
`success`	`BOOLEAN`	Success status of the request
`code`	`ENUM`	See below section for list of codes
`message`	`STRING`	Short message about status of request
`transactionId`	`STRING`	Unique Transaction ID generated by the merchant to track this request to PhonePe
`merchantId`	`STRING`	Unique Merchant ID assigned to the merchant by PhonePe
`amount`	`LONG`	Transaction amount in paise
`providerReferenceId`	`STRING`	PhonePe transaction Id
`mobileNumber`	`STRING`	Mobile Number

Response Codes

The code in the above API response could be:

SUCCESS : Collect was successfully sent to VPA
INTERNAL_SERVER_ERROR : Something went wrong. Need to validate through check transaction status API first to know the payment status.
INVALID_TRANSACTION_ID : TransactionId in request was duplicate
BAD_REQUEST : Some mandatory parameter was missing
AUTHORIZATION_FAILED : Checksum sent in header was not valid

Sample Codes##

Sample code can be downloaded from the link mentioned below:-

URL: https://phon.pe/8jmk2kny,
Password: ULG1vOBHxU

Charge Callback

When the user responds to the collect request sent by the merchant, a request is sent to either the URL provided in X-CALLBACK-URL or the merchant's registered callback URL. By default, this is a POST request.

Note:

The callback would be sent only for success/Failed scenarios. For pending cases, there won't be any callback. For such transactions payment status should be checked with below API.
If payment is in pending state, Merchant should display a message "Payment is in progress, please wait for sometime."
The payment will always be closed within the expiry time passed in the collect request.