{  
   "merchantId":"M2306160483220675579140",  // String Mandatory
   "transactionId":"TX1234",  // String Mandatory
   "merchantOrderId":"ORDERID",  // String Optional 
   "merchantUserId":"TXX",  // String Mandatory
   "amount":100,  //  Integer Mandatory
   "paymentSources":[  // Object Mandatory
      {  
         "mode":"card",   // String Mandatory 
         "cardId":"C1234",  // String Mandatory
         "cardIssuer":"VISA", // String Optional
         "type":"DEBIT_CARD", // String Optional
         "cvv":"123", // String Optional
         "cardHolderName":"PhonePe User" // String Optional
      },
      {  
         "mode":"wallets",  // String Mandatory 
         "providers":[  // String Mandatory - taking list here for multiple wallet providers
            "PHONEPE" 
         ]
      }
   ]
}

{  
 "request": "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"
}

🚧
If the code is PAYMENT_INITIATED, need to check status of the transaction using transaction status API.

{  
   "merchantId":"M2306160483220675579140", // String Mandatory
   "transactionId":"TX1234", // String Mandatory
   "merchantOrderId":"ORDERID",   // String Optional
   "merchantUserId":"M1234", // String Mandatory
   "amount":100, // String Mandatory
   "deviceId":"D1234",// String Optional - Collect encrypted device Id from your android app.
   "paymentSources":[   // String Mandatory
      {  
         "mode":"upi",    // String Mandatory
         "type":"INLINE",   // String Mandatory
         "accountId":"AC1234"   // String Mandatory
      }
   ]
}

{  
 "request": "eyAgCiAgICJtZXJjaGFudElkIjoiTTIzMDYxNjA0ODMyMjA2NzU1NzkxNDAiLAogICAidHJhbnNhY3Rpb25JZCI6IlRYMTIzNCIsCiAgICJtZXJjaGFudE9yZGVySWQiOiJPUkRFUklEIiwKICAgIm1lcmNoYW50VXNlcklkIjoiTTEyMzQiLAogICAiYW1vdW50IjoxMDAsIC8vdG90YWwgYW1vdW50CiAgICJkZXZpY2VJZCI6IkQxMjM0IiwgLy9vcHRpb25hbCwgdG8gYmUgcHJvdmlkZWQgYnkgU0RLCiAgICJwYXltZW50U291cmNlcyI6WyAgCiAgICAgIHsgIAogICAgICAgICAibW9kZSI6InVwaSIsCiAgICAgICAgICJ0eXBlIjoiSU5MSU5FIiwKICAgICAgICAgImFjY291bnRJZCI6IkFDMTIzNCIKICAgICAgfQogICBdCn0="
}

🚧
For UPI inline requests, device id is an extra parameter. User will get redirected to PhonePe using the redirect url in the response.

{  
   "merchantId":"M2306160483220675579140",   // String Mandatory
   "merchantUserId":"M2306160487",   // String Mandatory
   "amount":7875,   // String Mandatory
   "transactionId":"TX10909099992",     // String Mandatory
   "merchantOrderId":"TX109090923",    // String Optional       
   "paymentSources":[     // String Mandatory
      {  
         "mode":"upi",   // String Mandatory
         "type":"INTENT"    // String Mandatory
      }
   ]
}

{  
 "request": "eyAgCiAgICJtZXJjaGFudElkIjoiTTIzMDYxNjA0ODMyMjA2NzU1NzkxNDAiLAogICAibWVyY2hhbnRVc2VySWQiOiJNMjMwNjE2MDQ4MzIyMDY3NTU3OTE0MDgwMTYxODcxMTYyNDQ2ZjI2ZGE2ZDRiNjciLAogICAiYW1vdW50Ijo3ODc1LAogICAidHJhbnNhY3Rpb25JZCI6IlRYMTA5MDkwOTk5OTIiLAogICAibWVyY2hhbnRPcmRlcklkIjoiVFgxMDkwOTA5MjMiLAogICAicGF5bWVudFNvdXJjZXMiOlsgIAogICAgICB7ICAKICAgICAgICAgIm1vZGUiOiJ1cGkiLAogICAgICAgICAidHlwZSI6IklOVEVOVCIKICAgICAgfQogICBdCn0="
}

{  
   "merchantId":"M2306160483220675579140",   // String Mandatory
   "transactionId":"TX1234",    // String Mandatory
   "merchantOrderId":"ORDERID",   // String Optional
   "merchantUserId":"TXX",   // String Mandatory
   "amount":100,  // String Mandatory
   "paymentSources":[      // String Mandatory
      {  
         "mode":"wallets",      // String Mandatory
         "providers":[    // String Mandatory - taking list here for multiple wallet providers
            "PHONEPE" 
         ]
      }
   ]
}

{  
 "request": "eyAgCiAgICJtZXJjaGFudElkIjoiVEVTVE1FUkNIQU5UIiwKICAgInRyYW5zYWN0aW9uSWQiOiJUWDEyMzQiLAogICAibWVyY2hhbnRPcmRlcklkIjoiT1JERVJJRCIsCiAgICJtZXJjaGFudFVzZXJJZCI6IlRYWCIsCiAgICJhbW91bnQiOjEwMCwgLy90b3RhbCBhbW91bnQKICAgInBheW1lbnRTb3VyY2VzIjpbICAKICAgICAgeyAgCiAgICAgICAgICJtb2RlIjoid2FsbGV0cyIsCiAgICAgICAgICJwcm92aWRlcnMiOlsgIC8vdGFraW5nIGxpc3QgaGVyZSBmb3IgbXVsdGlwbGUgd2FsbGV0IHByb3ZpZGVycwogICAgICAgICAgICAiUEhPTkVQRSIgCiAgICAgICAgIF0KICAgICAgfQogICBdCn0="
}

Request Headers

Header Name	Header Value
`Content-Type`	application/json
`X-VERIFY`	SHA256(base64 encoded payload + "/v3/merchant/inline/pay" + salt key) + ### + salt index

Request Parameters

Parameter Name	Type	Description	Mandatory
`merchantId`	`STRING`	Unique `MerchantID` assigned to the merchant by PhonePe	`Yes`
`transactionId`	`STRING`	Unique merchant transaction id (merchants do a status check etc using this id).	`Yes`
`merchantUserId/ userAuthToken`	`STRING`	User Id to identify user / token generated while linking user	`Yes`
`amount`	`LONG`	Transaction amount in Paise	`Yes`
`merchantOrderId`	`STRING`	Merchant order id	`No`
`paymentSources`	`ARRAY`	List of payment sources (explained below)	`Yes`
`deviceId`	`STRING`	Flag to indicate if user is otp verified	`No`

Response Codes

CODE	Despcription
`PAYMENT_INITIATED`	Success scenario - will contain redirect url(in case of card/wallet) / intent url(in case of UPI)
`AUTHORIZATION_FAILED`	Value of X-VERIFY is incorrect
`BAD_REQUEST`	Some mandatory parameter is missing
`INTERNAL_SERVER_ERROR`	Something went wrong
`INVALID_TRANSACTION_ID`	If the transaction id is not unique
`PAYMENT_ERROR`	If transaction fails due to reason not mentioned above, like our payment service fails or payment gateway is down

Transaction status check API:

After user is redirected to merchant page after completing the transaction, you can get the
status of transaction using transaction status api. Please use this link for reference.