Cards

This method is used to initiate a payment via the PhonePe PG.

The pay() method is used to initiate an order via various instruments.

Request

Parameter Name	Data Type	Mandatory	Description
`merchantOrderId`	String	yes	Unique order ID generated by merchant
`amount`	long	yes	Amount of order in Paisa
`contraints`	List	No	Different type of constraints that must be applied to the payment
`authMode`	String	yes	Default to `3DS`
`encryptionKeyId`	long	yes	KeyId of key which merchant uses to encrypt card number & cvv.
`encryptedCardNumber`	String	yes	Encrypted 16-Digit Card Number entered by the user.
`encryptedCvv`	String	yes	Encrypted CVV of the card with which payment is being initiated.
`cardHolderName`	String	No	Card Holder Name
`expiryMonth`	String	yes	Token expiry month
`expiryYear`	String	yes	Token expiry year
`merchantUserId`	String	No	The unique identifier of the merchant user. It is used to associate the payment with a specific user.

Sample Request

import com.phonepe.sdk.pg.Env;
import com.phonepe.sdk.pg.common.models.request.PgPaymentRequest;
import com.phonepe.sdk.pg.common.models.response.PgPaymentResponse;
import com.phonepe.sdk.pg.payments.v2.CustomCheckoutClient;
 
String clientId = "<clientId>";
String clientSecret = "<clientSecret>";
Integer clientVersion = 1;  //insert your client version here
Env env = Env.SANDBOX;      //change to Env.PRODUCTION when you go live
 
CustomCheckoutClient customCheckoutClient = CustomCheckoutClient.getInstance(clientId, clientSecret,
        clientVersion, env);
 
String merchantOrderId = UUID.randomUUID().toString();
long amount = 100;
long encryptionKeyId = 10;
String authMode = "3DS";
String encryptedCardNumber = "<encryptedCardNumber>";
String encryptedCvv = "<encryptedCvv>";
String merchantUserId = "<merchantUserId>";
String cardHolderName = "<cardHolderName>";
String expiryYear = "2052";
String expiryMonth = "08";
 
PgPaymentRequest pgPaymentRequest = PgPaymentRequest.CardPayRequestBuilder()
        .merchantOrderId(merchantOrderId)
        .amount(amount)
        .encryptionKeyId(encryptionKeyId)
        .encryptedCvv(encryptedCvv)
        .authMode(authMode)
        .encryptedCardNumber(encryptedCardNumber)
        .merchantUserId(merchantUserId)
        .cardHolderName(cardHolderName)
        .expiryMonth(expiryMonth)
        .expiryYear(expiryYear)
        .build();
 
PgPaymentResponse pgPaymentResponse = customCheckoutClient.pay(pgPaymentRequest);
String redirectUrl = pgPaymentResponse.getRedirectUrl();

Extract the redirectUrl from the response received

Response

Property	Type	Description
`orderId`	String	Order Id created by PhonePe
`state`	String	State of the order. Initially it will be PENDING.
`expireAt`	Long	Order expire date in epoch
`redirectUrl`	String	Redirect url to perform the transaction