CARDS

Request Details

Parameter Name	Data Type	Mandatory	Description
`merchantOrderId`	String	Yes	Unique order ID generated by merchant
`amount`	long	Yes	Amount of order in Paisa
`contraints`	List	No	Different type of constraints that must be applied to the payment
`authMode`	String	Yes	Default to `3DS`
`encryptionKeyId`	long	Yes	KeyId of key which merchant uses to encrypt card number & cvv.
`encryptedCardNumber`	String	Yes	Encrypted 16-Digit Card Number entered by the user.
`encryptedCvv`	String	Yes	Encrypted CVV of the card with which payment is being initiated.
`cardHolderName`	String	No	Card Holder Name
`expiryMonth`	String	Yes	Token expiry month
`expiryYear`	String	Yes	Token expiry year
`merchantUserId`	String	No	The unique identifier of the merchant user. It is used to associate the payment with a specific user.

Sample Request

public async Task<IActionResult> CustomPay()
{
    var merchantOrderID = $"Order_{DateTime.UtcNow:yyyyMMddHHmmssfff}";

    var metaInfo = MetaInfo.Builder()
        .SetUdf1("free-text-value-1")
        .SetUdf2("free-text-value-2")
        .SetUdf3("free-text-value-3")
        .SetUdf4("free-text-value-4")
        .SetUdf5("free-text-value-5")
        .SetUdf6("free-text-value-6")
        .SetUdf7("free-text-value-7")
        .SetUdf8("free-text-value-8")
        .SetUdf9("free-text-value-9")
        .SetUdf10("free-text-value-10")
        .SetUdf11("ref_11")
        .SetUdf12("tag-12")
        .SetUdf13("user@13")
        .SetUdf14("code.14")
        .SetUdf15("val+15")
        .Build();

    var payRequest = PgPaymentRequest.CardPayRequestBuilder()
        .SetMerchantOrderId(merchantOrderID)
        .SetMerchantUserId("<merchantUserId>")
        .SetAmount(100)
        .SetCardHolderName("<cardHolderName>")
        .SetAuthMode("3DS")
        .SetEncryptionKeyId(12)
        .SetEncryptedCvv("<encryptedCvv>")
        .SetEncryptedCardNumber("<encryptedCardNumber>")
        .SetExpiryMonth("08")
        .SetExpiryYear("2052")
        .SetMetaInfo(metaInfo)
        .SetExpireAfter(1200)
        .Build();

    try
    {
        var response = await _customCheckoutClient.Pay(payRequest);
        return Ok(response);  // Extract response.RedirectUrl
    }
    catch (Exception ex)
    {
        _logger.LogError(ex, "Custom Pay API Failed");
        return StatusCode(500, new { message = ex.Message });
    }
}

Response

Extract the redirectUrl from the response received

Property	Type	Description
`orderId`	String	Order Id created by PhonePe
`state`	String	State of the order. Initially it will be PENDING.
`expireAt`	Long	Order expire date in epoch
`redirectUrl`	String	Redirect url to perform the transaction