Fetch Saved Instruments Token API

Merchant’s backend should call this API to fetch the SDK Token for User Accounts that must be passed to the SDK to fetch the saved instruments of the PhonePe user.

API Host and Endpoint

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Host

Environment	Http Method	API Host URL
`Sandbox`	POST	https://api-preprod.phonepe.com/apis/pg-sandbox
`Production`	POST	https://api.phonepe.com/apis/pg

Endpoint

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/payments/v2/sdk/init

Note: Endpoint is common for sandbox and production.

Request Headers

Header Name	Header Value	Description
`Content-Type`	application/json
`Authorization`	O-Bearer <access_token>	Pass `access_token` received in Authorization call

Request Parameters

Parameter Name	Type	Description
`amount`	Long	Transaction amount in paise, minimum value Rs.1 (100 Paise)

Note: Only in UAT for testing purpose

If you are passing the amount value as Rs.100 (10000 in Paise) or less in the Fetch User Instruments Token API, then you will get the FlashPe option + UPI Accounts.
If you are passing the amount value greater than Rs.100 (10000 in Paise) in the Fetch User Instruments Token API, then you will get only UPI Accounts.

Sample Request


{
    "amount": 100
}

Sample Response


{
    “token”: “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”,
    "expireAt": 1721203754311
}

Response Parameters

Parameter Name	Type	Description
`token`	String	Pass this SDK Token for User Accounts to the PhonePe SDK via the merchant app.
`expireAt`	Long	Expiry date in epoch