Introduction to PhonePe Payment Link

PhonePe provides a simple and effective Payment Links solution that allows you to collect payments from your customers without any website or app integration. By generating a secure URL that can be shared via SMS, email, or any messaging platform, you can start accepting payments instantly from anywhere.

Whether you’re looking to enable quick one-time payments or need a scalable way to automate bulk link generation, PhonePe Payment Links offer a seamless and reliable experience with minimal setup.

How It Works

STEP 1

Create a Link
Generate secure payment links using the PhonePe Dashboard or API to collect payments for your products or services.

STEP 2

Share the Link
Send the link to your customers via SMS, email, or any messaging platform of your choice.

STEP 3

Get Paid Instantly
Customers can pay using UPI, cards, or net banking, and you can track all payments and settlements in real time from the dashboard.

Ways to Create and Use Payment Links

1. Using PhonePe Dashboard

You can create and manage payment links directly from the PhonePe Dashboard. Here’s how:

Step 1: Go to the Payment Links tab on your Dashboard.

Step 2: Enter payment details such as amount, customer contact information, and link expiry (optional).

Step 3: Once the link is created, PhonePe will automatically send it to your customer via SMS or email.

Step 4: You can view the status of all your created links in real time. If a payment attempt fails, the customer can retry on the same link. However, only one successful payment is allowed per link.

Step 5: Use the Share option to resend the link if needed, or cancel it anytime to stop accepting payments.

Step 6: All transactions made through payment links will appear under the Transactions and Settlement Reports tabs.

No coding required. Perfect if you’re looking for a quick, no-integration solution.

2. Using API

If you want to automate payment link generation, you can integrate with the Payment Link API.

Once approved, follow these steps:

Step 1: Integrate with the Payment Link API by referring to the API documentation.

Step 2: Send a request with payment details such as amount, reference ID, customer contact information, and expiry time.

Step 3: You will receive the generated link in the API response.

Step 4: Share the link with your customer through SMS or Email.

Step 5: Use Webhook or Payment Link Status API to track the payment status in real time.

PhonePe Payment Links make it easy for you to collect payments online in a simple and secure way. Whether you prefer using the Dashboard or want to automate link generation through API, you can start accepting payments from your customers with ease.

With real-time tracking, easy sharing, and reliable support, PhonePe offers a smooth payment collection experience for your business. To use the API, please connect with the PhonePe Business Team for access.