Errors Code

When integrating with PhonePe’s APIs, it’s important to handle both successful and failed responses gracefully. A successful request returns an HTTP status code 200 along with the appropriate response payload. In case of failure, PhonePe provides a structured JSON response containing specific error parameters to help you identify and resolve the issue.

Handling these responses ensures your system can accurately track payment events, offer timely feedback to customers, and recover from errors without disruption. Below is a list of common error codes you may encounter, along with their meanings and recommended actions.

Error Code	Description	Recommended Action
400	Bad Request	Verify request parameters and JSON/body format.
401	Unauthorized Access	Check API keys or authentication tokens.
404	Resource Not Found	Ensure the endpoint or resource is correct.
500	Internal Server Error	Retry after a delay; contact support if issue persists.

📘 When Is errorContext Returned in the Response?

The errorContext field will be included in the status response only if errorContext is explicitly set to True in the request.

Refer: Order Status API Documentation for details on request parameters and sample responses.

Detailed Error Code	Error Code	Stage	Source	Error Description
TXN_AUTO_FAILED	TXN_NOT_COMPLETED	PRE_AUTHENTICATION	CUSTOMER	Payment couldn’t be completed due to issues related to customer or their bank.
Z9	INSUFFICIENT_BALANCE	AUTHORIZATION	CUSTOMER	Payment failed due to insufficient balance in customer’s account.
ZM	INVALID_MPIN	AUTHENTICATION	CUSTOMER	Customer entered the wrong UPI PIN.
U90	BANK_TECHNICAL_ISSUE	AUTHORIZATION	ISSUING_BANK	Bank is taking longer than usual to process this payment.
UT	BANK_TECHNICAL_ISSUE	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
U28	BANK_TECHNICAL_ISSUE	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
Z7	TXN_FREQ_LIMIT_BREACHED	AUTHORIZATION	CUSTOMER	Customer exceeded their daily payment limit.
Z6	MPIN_LIMIT_BREACHED	AUTHENTICATION	CUSTOMER	Customer entered wrong PIN too many times.
B3	ACCOUNT_NOT_ELIGIBLE	AUTHORIZATION	CUSTOMER	Customer’s account type is not supported for this payment.
Z8	TXN_LIMIT_BREACHED	AUTHORIZATION	CUSTOMER	Customer exceeded their daily payment limit.
XB	BANK_TECHNICAL_ISSUE	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
U03	TXN_LIMIT_BREACHED	AUTHORIZATION	CUSTOMER	Customer exceeded the per-transaction limit.
XY	BANK_TECHNICAL_ISSUE	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
K1	TXN_BLOCKED	AUTHORIZATION	ISSUING_BANK	Customer’s bank declined the payment for security reasons.
S96	BANK_TECHNICAL_ISSUE	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
YE	ACCOUNT_BLOCKED	AUTHORIZATION	ISSUING_BANK	Customer’s bank account is blocked or frozen.
XH	ACCOUNT_DOES_NOT_EXIST	AUTHORIZATION	CUSTOMER	Customer’s bank account is invalid or unregistered.
XT	BANK_NOT_ABLE_TO_PROCESS	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
IR	BANK_NOT_ABLE_TO_PROCESS	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
XP	TXN_BLOCKED	AUTHORIZATION	ISSUING_BANK	Customer’s bank blocked the payment.
NO	REQUEST_NOT_FOUND	AUTHORIZATION	BUSINESS	Original payment request not found.
T14	INVALID_REQUEST	AUTHORIZATION	BUSINESS	You provided invalid payment details. Please check and try again.
ZU	TXN_LIMIT_BREACHED	AUTHORIZATION	ISSUING_BANK	Amount exceeds the limit set by the customer’s bank.
IE	INSUFFICIENT_BALANCE	AUTHORIZATION	CUSTOMER	Insufficient balance in customer’s account.
XV	TXN_BLOCKED	AUTHORIZATION	ISSUING_BANK	Customer’s bank blocked the payment.
U66	DEVICE_FINGERPRINT_MISMATCH	AUTHENTICATION	BUSINESS	Temporary technical issue.
AM	MPIN_NOT_SET	AUTHORIZATION	CUSTOMER	Customer hasn’t set a UPI PIN .
B1	TXN_NOT_ALLOWED	AUTHORIZATION	CUSTOMER	Customer’s number registered with the bank is different.
XQ	TXN_BLOCKED	AUTHORIZATION	BENEFICIARY_BANK	Your bank blocked the payment. Contact your bank for help.
YC	TXN_NOT_ALLOWED	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
ZX	ACCOUNT_INACTIVE	AUTHORIZATION	CUSTOMER	Customer’s bank account is inactive.
FP	TXN_BLOCKED	AUTHORIZATION	ISSUING_BANK	Customer’s bank account is frozen.
U80	TECHNICAL_ISSUE	AUTHORIZATION	PAYER_PSP	Technical issue at the customer’s bank.
U54	TXN_NOT_ALLOWED	AUTHORIZATION	BUSINESS	Transaction ID or amount mismatch.
SA	TXN_NOT_ALLOWED	AUTHORIZATION	ISSUING_BANK	Customer’s bank blocked the payment.
SD	ACCOUNT_INACTIVE	AUTHORIZATION	CUSTOMER	Customer’s bank account is inactive.
U86	TECHNICAL_ISSUE	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
ZG	TXN_NOT_ALLOWED	AUTHORIZATION	CUSTOMER	Customer’s UPI ID is restricted for this payment.
U69	TXN_NOT_COMPLETED	PRE_AUTHENTICATION	CUSTOMER	Payment request expired.
ZA	TXN_CANCELLED	PRE_AUTHENTICATION	CUSTOMER	Customer cancelled the payment.
ZH	INVALID_VPA	AUTHORIZATION	CUSTOMER	Customer entered an invalid UPI ID.
U16_NPCI_TXNRISK_00924	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_0	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00976	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01026	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01002	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00970	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00966	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01022	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00965	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01242	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00901	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01232	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01054	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01028	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00030	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01018	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01206	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00941	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01083	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00963	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00987	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_00980	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
U16_NPCI_TXNRISK_01078	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
REQUEST_TIME_OUT	TXN_NOT_COMPLETED	PRE_AUTHENTICATION	CUSTOMER	Payment request timed-out.
REQUEST_CANCEL_BY_REQUESTER	TXN_CANCELLED	PRE_AUTHENTICATION	BUSINESS	You cancelled the payment request. Please send a new request to the customer.
REQUEST_DECLINE_BY_REQUESTEE	TXN_CANCELLED	PRE_AUTHENTICATION	CUSTOMER	Customer cancelled the payment.
TXN_NOT_FOUND	TXN_NOT_FOUND	PRE_AUTHENTICATION	BUSINESS	Payment failed due to temporary technical issue.
INTERNAL_SECURITY_BLOCK	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
INTERNAL_SECURITY_BLOCK_1	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked as the payment URL doesn’t match the one you shared during onboarding.
INTERNAL_SECURITY_BLOCK_2	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked as the IP address doesn’t match the one you shared during onboarding.
INTERNAL_SECURITY_BLOCK_4	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked as the package name doesn’t match the one you shared during onboarding.
INTERNAL_SECURITY_BLOCK_5	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked as the business policies are missing or outdated on your website/app.
INTERNAL_SECURITY_BLOCK_6	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked as you have not completed your video KYC verification.
BF_110	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
BF_025	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
BF_028	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
BF_049	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
BL_076	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
BL_077	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked as you have not completed your video KYC verification.
ORDER_EXPIRED	TXN_NOT_COMPLETED	PRE_AUTHENTICATION	CUSTOMER	Customer did not complete the payment.
ORDER_CANCELLED_BY_USER	TXN_CANCELLED	PRE_AUTHENTICATION	CUSTOMER	Customer cancelled the payment.
AUTHENTICATION_FAILED	AUTHENTICATION_FAILED	AUTHENTICATION	ISSUING_BANK	Technical issue at the customer’s bank.
INVALID_CARD_NUMBER	INVALID_CARD_NUMBER	PRE_AUTHENTICATION	Customer	Customer didn’t enter the card details or entered incorrect ones.
BANK_ERROR	BANK_ERROR	UNKNOWN	ISSUING_BANK	Technical issue at the customer’s bank.
TRANSACTION_DECLINED	TRANSACTION_DECLINED	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
TECHNICAL_ISSUE_BANK	TECHNICAL_ISSUE_BANK	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
INVALID_DETAILS	INVALID_DETAILS	AUTHENTICATION	PAYMENT_GATEWAY	Customer entered invalid details.
BANK_MERCHANT_CONFIG	BANK_MERCHANT_CONFIG	AUTHENTICATION	PAYMENT_GATEWAY	Temporary technical issue.
CONNECTION_TIMEOUT	CONNECTION_TIMEOUT	UNKNOWN	UNKNOWN	Payment request timed out.
ADDRESS_MISMATCH	ADDRESS_MISMATCH	AUTHENTICATION	Customer	Address provided for the order doesn’t match the customer’s bank records.
TRANSACTION_DECLINED_PG	TRANSACTION_DECLINED_PG	AUTHORIZATION	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
BUSINESS_RISK_RULES	BUSINESS_RISK_RULES	AUTHORIZATION	ISSUING_BANK	Customer’s bank doesn’t allow payments with this card.
CARD_BLOCKED	CARD_BLOCKED	AUTHORIZATION	ISSUING_BANK	Customer’s card is blocked by their bank.
CARD_EXPIRED	CARD_EXPIRED	AUTHORIZATION	Customer	Customer’s card is expired.
INVALID_CVV_EXPIRY	INVALID_CVV_EXPIRY	AUTHENTICATION	Customer	Customer entered an invalid CVV.
INVALID_DETAILS_MERCHANT	INVALID_DETAILS_MERCHANT	AUTHENTICATION	BUSINESS	You have entered invalid details. Please check and send the request to the customer again.
PROCESSOR_ERROR	PROCESSOR_ERROR	AUTHORIZATION	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
INVALID_CARD_TYPE	INVALID_CARD_TYPE	AUTHENTICATION	ISSUING_BANK	Customer’s card is not supported for this payment.
INVALID_FIELDS	INVALID_FIELDS	AUTHENTICATION	Customer	Customer didn’t provide all the details for this payment.
INSUFFICIENT_BALANCE	INSUFFICIENT_BALANCE	AUTHORIZATION	Customer	Insufficient balance in customer’s account.
TRANSACTION_TIME_OUT	TRANSACTION_TIME_OUT	AUTHENTICATION	PAYMENT_GATEWAY	Payment request timed out.
CANCELLED_BY_USER	CANCELLED_BY_USER	AUTHENTICATION	Customer	Customer didn’t complete the authentication process in time.
DUPLICATE_TRANSACTION	DUPLICATE_TRANSACTION	AUTHENTICATION	PAYMENT_GATEWAY	A payment with the same Order ID is already in progress.
HASH_MISMATCH	HASH_MISMATCH	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
TXN_AMOUNT_MISMATCH	TXN_AMOUNT_MISMATCH	AUTHORIZATION	ISSUING_BANK	Product amount is different from the the amount recorded by the bank.
INVALID_TXN_ID	INVALID_TXN_ID	UNKNOWN	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
ONLINE_TRANSACTIONS_DISABLED	ONLINE_TRANSACTIONS_DISABLED	AUTHORIZATION	Customer	Customer cannot use this card for online payments.
MAX_AUTH_EXCEEDED	MAX_AUTH_EXCEEDED	AUTHENTICATION	Customer	Customer has exceeded the maximum PIN attempts.
INVALID_CARD_NAME	INVALID_CARD_NAME	AUTHENTICATION	Customer	Customer entered an invalid card name.
WRONG_PIN	WRONG_PIN	AUTHENTICATION	Customer	Customer didn’t enter the OTP or entered an incorrect one.
INVALID_AMOUNT	INVALID_AMOUNT	AUTHORIZATION	Customer	Customer entered the wrong amount.
INVALID_CARD	INVALID_CARD	AUTHENTICATION	Customer	Customer entered an incorrect account number.
TRANSACTION_LIMIT_EXCEEDED	TRANSACTION_LIMIT_EXCEEDED	AUTHORIZATION	Customer	Customer exceeded their transaction limit.
MERCHANT_ERROR	MERCHANT_ERROR	AUTHORIZATION	BUSINESS	Technical issue at your end.
INTERNATIONAL_TXN_NOT_ALLOWED	INTERNATIONAL_TXN_NOT_ALLOWED	AUTHORIZATION	Customer	Customer’s card does not support international payments.
UNSUPPORTED_PAYMENT_MODE	UNSUPPORTED_PAYMENT_MODE	AUTHORIZATION	ISSUING_BANK	Customer’s bank doesn’t allow payments with this instrument.
AUTHORIZATION_FAILED	AUTHORIZATION_FAILED	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
AUTH_TIMEOUT	AUTH_TIMEOUT	AUTHENTICATION	Customer	Customer didn’t complete authentication process in time.
CARD_BIN_NOT_SUPPORTED	CARD_BIN_NOT_SUPPORTED	AUTHORIZATION	ISSUING_BANK	Customer’s card is not supported for this payment.
TXN_FAILED	TXN_FAILED	AUTHENTICATION	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
MERCHANT_CONFIG_NOT_FOUND	MERCHANT_CONFIG_NOT_FOUND	AUTHENTICATION	PAYMENT_GATEWAY	Merchant validation failed as your configuration details are missing or incorrect at PhonePe PG.
PENDING	PENDING	AUTHORIZATION	ISSUING_BANK	Payment is being processed. Please check after 15 minutes.
INVALID_REQUEST	INVALID_REQUEST	AUTHENTICATION	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
GENERIC_NPCI_ERROR	GENERIC_NPCI_ERROR	AUTHORIZATION	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
GENERIC_ERROR	GENERIC_ERROR	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_CURRENCY	INVALID_CURRENCY	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_TXN	INVALID_TXN	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_DATE	INVALID_DATE	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
ENCRYPTION_ERROR	ENCRYPTION_ERROR	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
DECRYPTION_ERROR	DECRYPTION_ERROR	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_BANK_CODE	INVALID_BANK_CODE	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
CHECKSUM_MISMATCH	CHECKSUM_MISMATCH	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_KEY	INVALID_KEY	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_PARAMETERS	INVALID_PARAMETERS	UNKNOWN	UNKNOWN	You passed invalid parameters. Please verify the details and try again.
INVALID_CARD_DETAILS	INVALID_CARD_DETAILS	AUTHENTICATION	Customer	Customer entered incorrect card details.
INVALID_CUSTOMER_ID	INVALID_CUSTOMER_ID	UNKNOWN	UNKNOWN	Payment failed due to invalid customer ID.
INCORRECT_DETAILS	INCORRECT_DETAILS	AUTHORIZATION	Customer	Customer entered incorrect card details.
MERCHANT_CONFIG_ERROR	MERCHANT_CONFIG_ERROR	AUTHENTICATION	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
CARD_NOT_ALLOWED	CARD_NOT_ALLOWED	AUTHENTICATION	Customer	Customer cannot make the payment using this card.
REFUND_SUBMITTED	REFUND_SUBMITTED	REFUND	ISSUING_BANK	Your refund request has been submitted successfully.
INVALID_REFUND_REQUEST_FIELDS	INVALID_REFUND_REQUEST_FIELDS	REFUND	BUSINESS	You entered an invalid merchant code or incorrect amount. Please verify the details and try again.
TXN_AMOUNT_MISMATCH_REFUND	TXN_AMOUNT_MISMATCH_REFUND	REFUND	BUSINESS	The refund amount does not match the original payment amount. Please check and try again.
REFUND_NOT_ALLOWED	REFUND_NOT_ALLOWED	REFUND	BUSINESS	You cannot process this refund.
REFUND_FOR_TXN_OLDER_THAN_LIMIT	REFUND_FOR_TXN_OLDER_THAN_LIMIT	REFUND	BUSINESS	Refund failed as the payment was made over 90 days ago. Only payments within the last 90 days are refundable.
EXCESS_REFUND_AMOUNT	EXCESS_REFUND_AMOUNT	REFUND	BUSINESS	You have insufficient balance to process the refund. Please check and try again.
CHECKSUM_GENERATION_FAILED	CHECKSUM_GENERATION_FAILED	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
MISSING_FIELDS	MISSING_FIELDS	UNKNOWN	UNKNOWN	A required field is missing. Please fill in all mandatory parameters and try again.
INVALID_CHECKSUM_PARAMETERS	INVALID_CHECKSUM_PARAMETERS	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
MESSAGE_FORMAT_ERROR	MESSAGE_FORMAT_ERROR	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_CHECKSUM_KEY	INVALID_CHECKSUM_KEY	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
INVALID_MERCHANT_CODE	INVALID_MERCHANT_CODE	UNKNOWN	UNKNOWN	You have not passed a valid merchant code. Please check and try again.
INVALID_CUSTOMER_RELATED_FIELDS	INVALID_CUSTOMER_RELATED_FIELDS	UNKNOWN	UNKNOWN	Customer details like name, email, or address are missing.
MISSING_CHECKSUM_VALUE	MISSING_CHECKSUM_VALUE	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
CAPTURE_ERROR	CAPTURE_ERROR	CAPTURE	BUSINESS	Payment failed due to temporary technical issue.
DECLINED_BY_ACQUIRER	DECLINED_BY_ACQUIRER	AUTHORIZATION	PAYMENT_GATEWAY	Your bank has declined this payment. Please contact your bank for more details.
TXN_NOT_ALLOWED	TXN_NOT_ALLOWED	UNKNOWN	UNKNOWN	Payment not allowed.
TXN_DATA_TAMPERED	TXN_DATA_TAMPERED	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
DUPLICATE_TXN_REQUEST	DUPLICATE_TXN_REQUEST	UNKNOWN	ISSUING_BANK	A transaction with the same details has already been processed.
TXN_ALREADY_PROCESSED	TXN_ALREADY_PROCESSED	AUTHORIZATION	ISSUING_BANK	A transaction with the same details has already been processed.
INVALID_ACCOUNT_NUMBER	INVALID_ACCOUNT_NUMBER	AUTHENTICATION	BUSINESS	You have passed an invalid account number. Please check and try again.
UNSUPPORTED_BY_MERCHANT	UNSUPPORTED_BY_MERCHANT	UNKNOWN	BUSINESS	Payment failed as you do not support this payment type.
TXN_NOT_FOUND	TXN_NOT_FOUND	AUTHORIZATION	BUSINESS	Payment not found.
SUCCESS	SUCCESS	UNKNOWN	UNKNOWN	This payment is successful.
TXN_STATUS_AWAITED	TXN_STATUS_AWAITED	UNKNOWN	UNKNOWN	Payment is being processed. Please check after 15 minutes.
WITHDRAWAL_LIMIT_EXCEEDED	WITHDRAWAL_LIMIT_EXCEEDED	AUTHORIZATION	Customer	Customer’s bank declined the payment as they exceeded the withdrawal limit.
CARD_VALIDATION_FAILURE	CARD_VALIDATION_FAILURE	UNKNOWN	UNKNOWN	Payment failed due to temporary technical issue.
UNSUPPORTED_TXN_TYPE	UNSUPPORTED_TXN_TYPE	UNKNOWN	ISSUING_BANK	Customer’s bank does not support this payment.
ACQUIRER_UNAVAILABLE	ACQUIRER_UNAVAILABLE	UNKNOWN	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
MERCHANT_RESTRICTION	MERCHANT_RESTRICTION	AUTHORIZATION	ISSUING_BANK	Customer cannot make this payment using this card.
CARD_NOT_EXIST	CARD_NOT_EXIST	AUTHORIZATION	ISSUING_BANK	The customer’s bank declined the payment as the card number is invalid.
CARD_NOT_ACTIVE	CARD_NOT_ACTIVE	AUTHORIZATION	ISSUING_BANK	Customer’s card is inactive.
ACCOUNT_NO_LONGER_ACTIVE	ACCOUNT_NO_LONGER_ACTIVE	AUTHENTICATION	Customer	Customer’s bank account is inactive.
ORIGINAL_TXN_NOT_FOUND	ORIGINAL_TXN_NOT_FOUND	REFUND	PAYMENT_GATEWAY	Original payment ID was not found.
NETWORK_ERROR	NETWORK_ERROR	AUTHENTICATION	NETWORK	Payment failed due to temporary technical issue.
MERCHANT_CANCELLED	MERCHANT_CANCELLED	CAPTURE	BUSINESS	Payment failed due to temporary technical issue.
PG_TECHNICAL_FAILURE	PG_TECHNICAL_FAILURE	AUTHENTICATION	PAYMENT_GATEWAY	Payment failed due to temporary technical issue.
TECHNICAL_ISSUE_NETWORK	TECHNICAL_ISSUE_NETWORK	UNKNOWN	NETWORK	Payment failed due to temporary technical issue.
OTP_EXPIRED	OTP_EXPIRED	AUTHENTICATION	Customer	Customer entered an expired OTP.
AUTH_PROCESS_FAILED	AUTH_PROCESS_FAILED	AUTHENTICATION	Customer	Customer didn’t complete or failed the card authentication process.
SERVER_UNAVAILABLE	SERVER_UNAVAILABLE	AUTHENTICATION	ISSUING_BANK	Technical issue at the customer’s bank.
WRONG_MCC	WRONG_MCC	AUTHORIZATION	PAYMENT_GATEWAY	Customer cannot make this payment using a card.
CUSTOMER_CARD_BLOCKED	CUSTOMER_CARD_BLOCKED	AUTHORIZATION	ISSUING_BANK	Customer’s bank has blocked this card.
PREVIOUS_ORDER_IN_PROGRESS	PREVIOUS_ORDER_IN_PROGRESS	PRE_AUTHENTICATION	PAYMENT_GATEWAY	A payment with the same order ID is already in progress.
DUPLICATE_TRANSACTIONS	DUPLICATE_TRANSACTIONS	AUTHORIZATION	ISSUING_BANK	The customer’s bank declined the payment as a duplicate request was received within 15 seconds.
NETWORK_TRACE_FAILURE	NETWORK_TRACE_FAILURE	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
UNSUPPORTED_TRANSACTION	UNSUPPORTED_TRANSACTION	AUTHORIZATION	ISSUING_BANK	Customer’s bank does not support this payment.
RESTRICTED_USAGE	RESTRICTED_USAGE	AUTHORIZATION	ISSUING_BANK	Customer cannot make this payment using a card.
DATA_ERROR	DATA_ERROR	AUTHORIZATION	PAYMENT_GATEWAY	Payment failed due to incorrect network name, CVV, or cryptogram. Please check and try again.
AMOUNT_READ_FAILURE	AMOUNT_READ_FAILURE	AUTHORIZATION	ISSUING_BANK	Customer’s bank couldn’t read the transaction amount.
PAN_MAPPING_FAILURE	PAN_MAPPING_FAILURE	AUTHORIZATION	NETWORK	Technical issue at the customer’s bank.
CARD_DEACTIVATED	CARD_DEACTIVATED	AUTHORIZATION	Customer	Customer’s card is deactivated.
OTP_VALIDATION_FAILURE	OTP_VALIDATION_FAILURE	AUTHENTICATION	PAYMENT_GATEWAY	Technical issue at the customer’s bank.
TIMED_OUT	TXN_AUTO_FAILED	PRE_AUTHENTICATION	CUSTOMER	Payment couldn’t be completed due to issues related to customer or their bank.
U16_NPCI_TXNRISK_01069	TXN_BLOCKED	AUTHENTICATION	NPCI	Customer’s payment blocked due to security reasons.
BL_086	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
ZD	VALIDATION_ERROR	AUTHORIZATION	BUSINESS	Technical issue at the customer’s bank.
BL_088	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Payment blocked due to security reasons.
NPCI_SERVER_ERROR	SERVER_ERROR	OTHERS	NPCI	Payment failed due to technical issue
INSUFFICIENT_FUNDS	INSUFFICIENT_BALANCE	AUTHORIZATION	CUSTOMER	Payment failed due to insufficient balance in customer’s account.
PG_ERROR	OTHERS	OTHERS	OTHERS	Transaction could not be processed
DECLINED_BY_ISSUER	TXN_BLOCKED	AUTHORIZATION	ISSUING_BANK	Technical issue at the customer’s bank.
BF_108	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Transaction has been blocked due to security reasons
CR_016	TXN_BLOCKED	PRE_AUTHENTICATION	PAYMENT_GATEWAY	Transaction has been blocked due to security reasons